Teatroencali

Racism in student loans?

Roger — Fri, 08 Mar 2013 03:30:35 +0000

The Obama administration is no longer investigating just mortgage lenders for allegedly discriminating against blacks and Latinos. It’s now also targeting banks making auto and student loans. The Consumer Financial Protection Bureau is investigating and preparing to sue Ally Financial Inc. and at least three other major auto lenders for allegedly overcharging minority borrowers. Also in their crosshairs: private lenders that underwrite student loans.

Despite the questionable methods, CFPB recently signed a memorandum of understanding with Justice to “wage an aggressive, coordinated effort” against lending bias.

The administration blames “unaffordable” financing for surging minority default rates on college debt. CFPB recently warned that the use of cohort default rates by lenders to “determine loan eligibility, underwriting and pricing may have a disparate impact on minority students.”

AIER’s 2013 College Destination Index reveals best college towns

Roger — Thu, 07 Mar 2013 05:47:39 +0000

Ithaca, N.Y., home to Cornell University and Ithaca College, topped the list of college towns. The study also ranked the best college destinations among major metro areas (Boston), medium metros (San Jose, Calif.) and small metros (Ann Arbor, Mich.). Ames is the second best college town in the nation, according to a recent study by the American Institute for Economic Research. The AIER study judged cities and towns largely on economic and demographic data, like the income per capita, cost of living and number of residents with a college degree.

The study did, however, include factors like Arts and Leisure (the number of cultural and entertainment venues per 100,000 people) and City Accessibility (percentage of workers who commute on foot or by public transportation or bicycle.)

Midwest college towns in general scored well in the study. Champaign-Urbana, Ill.; Lafayette, Ind.; Lawrence, Kan.; Columbia, Mo.; and Manhattan, Kan. all made the top 15.

Indiana pilot program to grant 1000 low income children access to high-quality early childhood education

Roger — Mon, 04 Mar 2013 03:35:39 +0000

Hoosier lawmakers passed a pilot program initiative to grant 1,000 low income children access to a high-quality prekindergarten education. The proposal, HB 1004, which passed the Indiana House of Representatives, 93-6, and is expected to also pass the Senate by the end of April.

The bill initiates a preschool pilot program for 1,000 students in five counties across Indiana. The plan targets low income children who would receive a voucher to attend a state approved, high-quality preschool program.

Under the bill, eligible students would come from families at 185 percent of the federal poverty guidelines, which is $43,567 for a family of four according the federal Health and Human Services Department. The state budget is allocating $7 million for the pilot program. Students selected for the pilot program would receive $6,800 to attend a high-quality preschool program.

Best party campuses

Roger — Fri, 01 Mar 2013 05:49:28 +0000

So, this month, the guys over at Fiesta Frog rolled out their 2013 ranking of the top 100 party schools in the nation! To create the list, campuses were visited, students were polled, and countless partiers were spoken to.

There are the mainstays on the list like Arizona State and West Virginia, who seem to be at the top of every college party ranking list, year after year. However, there are some underdogs that you might not think would be on this list. Just one day at any of the campuses on this list can be crazy! Try spending Halloween at Ohio University or going to the Mifflin Street Block Party at the University of Wisconsin-Madison on the first Saturday in May.

So here is the list, ranked from number 100 to number 1 best party school in the nation!

100. Marshall University
99. Oklahoma State University, Main Campus
98. University of California, Santa Cruz
97. University of North Carolina, Wilmington
96. Bucknell University
95. Kent State University, Main Campus
94. Western Michigan University
93. University of Connecticut
92. Clemson University
91. Harvey Mudd College
90. College of Charleston
89. University of Southern California
88. Gustavus Adolphus College
87. Monmouth University
86. University of Nevada, Las Vegas
85. Humboldt State University
84. Kenyon College
83. University of Wisconsin, La Crosse
82. University of Minnesota, Duluth
81. Southern Illinois University, Carbondale
80. SUNY College at Plattsburgh
79. University of Idaho
78. Juniata College
77. University of Louisiana at Lafayette
76. Elon University
75. Miami University, Oxford
74. University of Wisconsin, Whitewater
73. Fitchburg State College
72. University of South Dakota
71. Eastern Kentucky University
70. West Chester University of Pennsylvania
69. Alabama A & M University
68. SUNY College at Oswego
67. Appalachian State University
66. Central Michigan University
65. Western Kentucky University
64. Coastal Carolina University
63. Minnesota State Unversity, Mankato
62. Auburn University Main Campus
61. Texas Tech University
60. Vanderbilt University
59. Indiana University of Pennsylvania, Main Campus
58. Bloomsburg University of Pennsylvania
57. University of Scranton
56. University of South Carolina, Columbia
55. Ball State University
54. University of Maine
53. Southern Methodist University
52. University of Massachusetts, Amherst
51. Texas State University, San Marcos
50. Radford University
49. University of Mississippi Main Campus
48. Longwood University
47. Fort Hays State University
46. University of New Hampshire, Main Campus
45. James Madison University
44. Cornell University
43. Michigan State University
42. Quinnipiac University
41. Villanova University
40. University of Kansas Main Campus
39. SUNY at Buffalo
38. University of Rhode Island
37. Western Illinois University
36. University of Dayton
35. East Carolina University
34. Rutgers University
33. New York University
32. Mississippi State University
31. Colgate University
30. University of Vermont
29. University of Tennessee
28. Washington State University
27. University of Delaware
26. San Diego State University
25. University of North Carolina at Chapel Hill
24. University of Illinois at Urbana-Champaign
23. Rollins College
22. University of Virginia, Main Campus
21. Ohio State University, Main Campus
20. University of Georgia
19. Indiana University, Bloomington
18. University of Iowa
17. University of Alabama
16. University of Florida
15. Ohio University, Main Campus
14. SUNY at Albany
13. Tulane University of Louisiana
12. University of California, Santa Barbara
11. University of Colorado at Boulder
10. California State University, Chico
9. Syracuse University
8. University of Texas at Austin
7. Pennsylvania State University, Penn State Main Campus
6. Louisiana State University
5. University of Miami
4. West Virginia University
3. University of Wisconsin, Madison
2. Florida State University
1. Arizona State University